Canadian Workers Compensation Boards Directory
About Fibromyalgia
do you know
what
FIBROMYALGIA
is?
55% of Ontario's population has either been or is currently on a Work Related Injury.
That's more than half of the population!
And more alarming is that these high numbers are on the increase.

To cope with this problem Governments have been cutting back WCB benefits rather then enforcing stricter SAFETY controls.

Are you covered for  work related injuries? There is a 55% chance that you will be injured!
And, if you think that the system will take care of you ..... consider this. Not all employers need WCB coverage for their employees!

Does your employer have WCB or similar benefits? Will any resulting benefits enable you and your family to survive?
Need Alternate Protection?


FAQ (Frequently Asked Questions)

Q Can injured and/or disabled individuals apply for and receive pensions from more than one source?
A Yes, but you should consult a professional advocate in order to determine if, how, when and what options are available to you. Time is a factor, so it is best to establish a plan and act quickly.
Q  Does every employer have to have Worker's Compensation?
A No.... some employers and/or business types are exempt! For instance Financial Institutions (banks, credit card companies, etc.) need not (and most if not all do not) have WCB benefits. At most most of these have limited insurance benefits (limited by time, maximum payment, duration, etc.). There are 3rd Party Compensation-Like Coverage available for these employees and self employed individuals.

Q

 How can I know if I have a claim?

A

Submit a FREE Representation/Evaluation Request (from Option Menu)
Q Is my claim(s) affected when I move to another province?
A Canada Pension applies all over Canada and in some cases out of the country.

As for WCB/WSIB it possible that a provincial WCB will refuse to transfer claim(s) from one province to another. However, there are  means in place for transferring claim(s) and an Advocate can represent you.  
Q Who can represent the injured worker?
A The methods are:
  1. The injured worker can represent themselves.
  2. A union can either directly and/or commission a  third party to represent their member (injured  worker).
  3. A worker's advisor (provincial government - employee representative). However recent and ongoing changes in legislature continue to limit and/or restrict their representation.
  4. An independent (not paid and/or linked to the government) WCB specialist.

Although there is merit for each option, the most effective representation can be achieved by using a proven, result oriented Independent WCB Specialist.
Q Can I get a lump sum settlement?
A Two (2) sections of the act deal with lump sums.

For settlements less than 10% refer to current information in section 45.4

For settlements equal to or greater than 10% refer to current information in section 26.1
Q Have there been changes in economical loss?
A There are two sets of Rules in use. The old rules remain in effect for injuries sustained pre 1990. 

The new rules based on Bill 162 apply to injuries sustained since 1990.

Q Can you qualify for benefits under both bills?
A Yes
Q What does a pension mean?
A You receive the established benefits amount until the age of 65, plus RRSP until death.

In pension lump sum payments, you get 10% RRSP until death.
Q Is it possible that my injuries have affected other areas of my body, and can this be part of my claim?
A Yes, if it can be associated to the injury. There is a one such newly approved link.